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How VisiPay works for you

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• Grow deposits by attracting contractors

• Gain visibility into where your money is actually going

• Close projects faster with automated lien waivers

• Fee revenue replaces float revenue

• Daily reconciled audit records

• No cost, no software to download

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The problem

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Construction's payment problem is not that money moves slowly. It is that the information, the approvals, the documentation, and the money required to complete a payment all move through separate processes on different timelines. The work gets done. The payment gets approved. The money is committed. And the party who earned it can still wait weeks or months to receive it.

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What VisiPay does

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VisiPay connects the information establishing a construction obligation to the approval, the payment, the lien release, and the audit record tied to that obligation.

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Defined Obligation  →  Verified Completion  →  Approval  →  Payment  →  Lien Release  →  Audit Record

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VisiPay is not a lender

 

It does not factor receivables or advance money that has to be repaid. It never holds your money. It is a payment control platform built for construction.

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Control layer

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VisiPay decides when money should move and where it should go. It sits on top of core banking rails. It never competes with them.

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Better. Faster. Cheaper.

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• Better. Payment and lien documentation connect to the same transaction, for the GC, the lender, and the person doing the work.

• Faster. Once work is approved, why wait another 30, 60, or 90 days? VisiPay removes that wait.

• Cheaper. One controlled process lowers the total cost of getting money from the party who controls it to the party who earned it.

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One platform. Three reasons to want it.

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• For the GC: run a better payment operation, and give the trades you need a reason to want your jobs.

• For the lender: control the money, with obligations, approvals, payees, and lien documentation connected to its release.

• For the person being paid: control your cash, without borrowing against the receivable or waiting through the payment chain.

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No regulatory footprint added

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VisiPay never holds funds and needs no money transmitter license.