Terms and Conditions
VisiPay Terms and Conditions (Terms of Use)
Effective Date: September 18, 2026
These Terms of Use govern access to and use of the VisiPay platform operated by VisiPay, Inc., a Delaware corporation ("VisiPay").
By accessing or using the platform, you agree to these Terms.
1. Platform Description
VisiPay provides software infrastructure that facilitates project coordination, documentation management, and payment workflows between project participants.
The platform may include:
- project funding visibility
- document management
- milestone verification
- payment release workflows
VisiPay provides the technology platform but is not a party to underlying service contracts between project participants.
2. User Accounts
Users must create an account to access platform features.
Users agree to:
- provide accurate information
- maintain account security
- notify VisiPay of unauthorized use
Users are responsible for all activity conducted under their accounts.
3. User Roles
Users may participate in projects in roles such as:
- project owner
- contractor
- subcontractor
- reviewer
- administrator
Permissions and access are determined by role within each project.
4. Platform Functionality
The platform enables:
- project setup
- documentation storage
- milestone verification
- payment workflow tracking
- funding and payment status visibility
- transaction initiation through financial partners
Funds are released only after approval conditions defined by project participants are satisfied.
5. Payment Processing
VisiPay may facilitate payment instructions through third-party financial institutions.
VisiPay does not guarantee:
- payment completion
- availability of funds
- financial solvency of project participants
Users remain responsible for verifying contractual terms.
6. Fees
VisiPay may charge transaction or subscription fees for use of the platform.
Fees will be disclosed prior to transaction execution.
7. Acceptable Use
Users agree not to:
- upload fraudulent documents
- misrepresent project completion
- attempt unauthorized access
- use the platform for illegal activities
- interfere with platform operation
8. Intellectual Property
All platform software, branding, and technology are the property of VisiPay, Inc.
Users may not copy, reverse engineer, or reproduce the platform without permission.
9. Data and Records
Users acknowledge that:
- actions performed on the platform may generate permanent records
- project activity may be recorded for audit and dispute resolution
These records may include timestamped event logs and verification records.
10. Disputes Between Users
VisiPay does not arbitrate contractual disputes between project participants.
Users are responsible for resolving disputes through their contractual agreements.
The platform may provide documentation that assists in dispute resolution.
11. Limitation of Liability
To the maximum extent permitted by law, VisiPay shall not be liable for:
- project disputes
- payment failures caused by third parties
- indirect or consequential damages
- lost profits or business interruption
Total liability shall not exceed fees paid to VisiPay within the preceding twelve months.
12. Termination
VisiPay may suspend or terminate accounts for:
- violation of these Terms
- suspected fraud
- legal or regulatory requirements
Users may terminate their accounts at any time.
13. Governing Law
These Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles.
14. Changes to Terms
VisiPay may modify these Terms periodically. Continued use of the platform constitutes acceptance of updated Terms.
15. Contact
VisiPay, Inc.
Email: support@visipay.io